Business Term Loans
Lump-sum funding with fixed terms for expansion, renovation, acquisition or a major purchase.
Talk to an advisor →Business Financing Across Canada
Maximus arranges business loans, working capital, BDC loans and commercial mortgages for companies that need funding faster than a traditional bank can move.
Funding Snapshot
Maximus Business Funding
What We Arrange
Every business needs capital differently — to grow, to bridge, or to own. We match your situation to the right lender and structure instead of pushing one product.
Lump-sum funding with fixed terms for expansion, renovation, acquisition or a major purchase.
Talk to an advisor →Bridge payroll, inventory and day-to-day cash flow gaps without giving up equity in your company.
Talk to an advisor →Structured financing arranged in partnership with Business Development Bank lending programs.
Talk to an advisor →Purchase, refinance, or pull equity from owner-occupied or investment commercial property.
Talk to an advisor →Fund machinery, fleet vehicles or technology and pay it down as the equipment earns.
Talk to an advisor →Revolving access to capital you draw only when you need it, and repay as cash flow allows.
Talk to an advisor →Fast funding repaid as a small, steady percentage of future sales — no fixed monthly payment.
Talk to an advisor →Capital packages built specifically for opening, buying or expanding a franchise location.
Talk to an advisor →Why Businesses Choose Maximus
We do the legwork of matching your business to the right lender, so you spend your time running the business, not chasing paperwork.
Access to banks, credit unions, BDC programs and alternative lenders through one relationship.
Every file is reviewed by a person who understands financing, from your first call to funding.
Most files get a first response within 24–48 hours, so slow banking doesn't cost you a deal.
Rates, fees and repayment structures explained in plain language before you sign anything.
Financing built around your cash flow and assets, not a rigid one-size product.
Advisors and lending relationships that cover businesses across Canada, not just one region.
Plan Ahead
Move the sliders to see roughly what a term loan could cost. Your actual rate and structure depend on the lender and your qualification.
This is an estimate for planning purposes only and is not an offer of credit. Final rate, term and structure are set by the lender.
Get my real numbersThe Process
Share your business details, the amount you need and what it's for. Takes about five minutes.
Your advisor lines up the programs you actually qualify for — not a generic list.
Review rates and terms side by side and ask questions before you decide anything.
Sign, and funds are typically released within days of approval, not months.
Client Results
Common Questions
Working capital, payroll, inventory, equipment, real estate, renovations, acquisitions or expansion — the right program depends on the purpose and how quickly you need the funds.
Most applicants hear back within 24–48 hours. Straightforward files can be funded within days; more complex commercial or BDC files typically take a few weeks.
Not always. Some programs, like working capital and merchant cash advances, are largely based on revenue. Larger term loans and commercial mortgages typically involve collateral.
There's no single cutoff. We work with lenders across a range of credit profiles and weigh business revenue and cash flow alongside personal credit.
We prepare and structure your application for Business Development Bank programs and guide you through underwriting alongside our lending partners.
No. Getting pre-qualified and reviewing your options with an advisor is free. You'll always know any fees upfront before you commit to an offer.
Get Started
Tell us about your business and what you need. An advisor will follow up with real options — not a generic rate sheet.